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Associate in Consumer Finance

This job is no longer available

04 September 2014
08 September 2014
London (Central), London (Greater)
Vacancy Type
Practice Areas
Experience Level

Further information

About Eversheds

Eversheds is a leading global law firm, advising clients across the financial services sector.  Work for financial institutions accounts for a third of the firm’s revenue and covers transactional, regulatory, projects and contentious work.  The current regulatory framework, across both retail and wholesale markets, is creating very significant opportunities for our advisory teams.  In wholesale markets European regulations such as AIFMD and EMIR have driven high levels of client demand, whilst the new regulatory framework for consumer credit  has created significant opportunities at the retail end of the market. We are therefore continuing to invest in and develop our regulatory and compliance teams, which we see as a cornerstone of our full service offering to clients in the sector.

We have an enviable client base, particularly in the UK, acting for most of the larger financial institutions in the London market.  In the consumer credit space we also act for many  short term credit providers, card issuers, merchant acquirers,  in-store credit providers and mail order businesses. Our consumer credit team is widely recognised as one of the 3 leading firms in the UK and attracts work of the highest quality from the best clients.  You will be working with partners recognised by the industry and the directories as the best in their field.

Key responsibilities:

The  team provides advice on a wide range of consumer finance products including: personal loans, credit and store cards, residential and buy to let/commercial  mortgages,  equity release and home reversion plans,  consumer hire and vehicle/asset finance,  other point of sale credit  and  also on savings and deposit products.

We advise Banks, Building Societies, Finance Houses and others on standard documents, financial promotions, servicing and administration issues and processes.

We work closely with colleagues in consultancy on Compliance and other policy projects and with our specialist FS litigation  team on enforcement and arrears, remediation and redress matters .

We are also involved with Finance and Corporate colleagues on regulatory issues and due diligence on portfolio sales, purchases and securitisation/funding etc. involving these types of asset.  The main legal/regulatory areas in which the candidates would be working in the team are the Consumer Credit Act and the FCA’s new CONC rules relating to this, the MCOB Rules , BCOBS, Payment Services Regulations along with wider consumer law applicable to financial services.

Key competencies:

You should be a team player, client focused and a good communicator with a strong practical approach to your workload. A commitment to delivering a high quality service is essential, as is the ability to juggle the demands of a heavy workload.

In addition to the above, Eversheds also require awareness and full participation in the Firm’s commitment to equality and diversity, the environment and health and safety.

Eversheds endeavours to recruit and fill vacancies directly. However, when we do need to engage with agencies, Eversheds operates within a preferred supplier list.

We’re a modern, progressive law firm. We think differently and we’ve built a culture where individual skills and personalities can shine through. At Eversheds, we believe that innovation comes from having an inclusive culture of genuine equality and diversity. We use ClearTalents™ to discover how we might help you to you feel welcomed, supported and able to do as well as you can when applying to work for us including identifying any reasonable adjustments that we may need to make. We strongly recommend that you follow this link to see if ClearTalents can help you


Eversheds is one of the world’s largest corporate law firms. Committed locally, but connected globally, with over 40 offices based in the world’s major economic centres.